Boat/Watercraft Insurance

Piloting a watercraft is a unique privilege that few individuals ever get the chance to experience. From kicking back on the seats for an evening gone fishing or gliding through salty waters on a jet ski, adventure is all yours. However, all these privileges can be gone in an instant without proper protection through boat or watercraft insurance.

Boat and watercraft insurance policies can cover a wide variety of needs for customers since there is no legal requirement in Texas for the ownership of a policy. There are three major kinds of boat insurance that should be considered by owners:

• Replacement Cost Coverage: This type of policy will assist boat owners in the expenses associated with repairing or replacing your boat.
• Actual Cash Value Coverage: This type of policy acts similarly to Replacement Cost Coverage policies, minus depreciation value on the watercraft in question. The actual cost of the craft would be assessed by an expert or authorized tool to ensure accuracy.
• Agreed Amount Value: This type of policy will help to repair or replace the watercraft in question up to a set value in your policy. This is determined by the owner of the policy and your insurance provider.

For more information about these policy types, reach out to a knowledgeable agent in Texas.

When you're ready to begin the process of looking for an insurance policy for your boat or watercraft, ensure that the provider you choose will offer everything you need and more.

Serving Tyler, TX for over 40 years, EasTex Insurance Associates are proud to offer the expertise and efficiency you need to get your watercraft protected and ready for adventure. By combining our industry knowledge with your unique needs, our dedicated team members are prepared to craft a boat insurance plan that's right for you. Visit our office in Tyler, TX to learn more about what we do and how we can serve you.