At EasTex Insurance, we provide the auto insurance policies Tyler, TX residents need to drive legally and safely. It’s important to choose the right type of auto insurance based on your needs and obligations.
Liability
Liability insurance is required by law. If you are in an accident, liability insurance will cover the other party’s damages. It will include coverage limits for property damage and medical expenses. It will pay to repair the other party’s vehicle or other property and medical expenses up to the coverage limits.
Collision Coverage
This is coverage for your vehicle. If you are in an accident that is your fault, collision coverage will pay to repair or replace your car. Many lenders require collision coverage to protect their investment. If you own an expensive vehicle, you have a loan on the vehicle, or you can’t afford to repair or replace it if you have an accident, collision coverage is a good idea.
Comprehensive Coverage
Comprehensive coverage is usually recommended, along with collision coverage. Comprehensive coverage is for situations not covered by collision insurance. If your car is stolen or vandalized, comprehensive coverage will cover these expenses.
Personal Injury Protection
Personal injury protection will cover expenses related to your injuries from an accident. It also covers any passengers, up to the coverage limit. Medical expenses can add up quickly, and personal injury protection can help ensure you get the medical care you need after an accident without breaking the bank.
Uninsured Motorists
Legally, everyone is required to have liability coverage. However, not everyone follows the law. If you are in an accident and the other person doesn’t have insurance, your standard policy will not cover it if the accident is their fault. An uninsured motorist policy will cover these damages. It may also provide coverage if the other party has insurance, but it’s coverage limits aren’t high enough to cover all your expenses.
Auto Insurance in Tyler, TX is essential, but selecting the right coverage can be difficult. At EasTex Insurance, our agents will explain the types of insurance and help you choose the coverage that’s right for you.
