Life has a peculiar way of throwing surprises, much like an enthusiastic toddler with a handful of spaghetti. But just like on a rainy day, umbrella insurance comes to the rescue. An unsung hero of the insurance world, umbrella insurance from EasTex Insurance in Tyler, TX can offer extra protection beyond your standard insurance policies like home and auto. Like an oversized umbrella at the beach, you get extra protection when things get unexpectedly stormy.

Dog Bites

Even the cuddliest canines occasionally channel their inner chaos goblin. If your dog decides to chomp on a neighbor’s ankle or sends an elderly jogger sprawling, you could be held responsible for medical expenses and legal fees. While your homeowner’s insurance might cover some of the costs, umbrella insurance acts as the generous benefactor, stepping in when damages surpass the limits of your primary policy. Good to know, right?

Slip-and-Falls on Your Property

Picture this: A guest arrives and steps onto your driveway, and within moments, they’re airborne. Whether they slipped on a patch of ice or tripped over an unruly garden gnome, you could be sued. Umbrella insurance helps ensure you’re not left financially floundering.

Rental Property Incidents

If you’re smart enough to earn rental income, you’d better be smart enough to get umbrella insurance, too. Being a landlord comes with risks; sometimes, those risks manifest in ways that defy logic. A tenant’s cousin’s best friend might trip over a rogue extension cord, or a balcony railing might give way. When liability claims emerge from injuries or damages on your rental property, umbrella insurance extends an extra layer of protection.

Umbrella insurance isn’t just an extra policy; it’s a financial shield, protecting you from liability surprises. Talk to your insurance representative at EasTex Insurance in Tyler, TX to learn more.